News and Updates | Seattle Insurance Partners

News and Updates

Protecting College Students' Belongings: What You Need to Know

As college students head off to campus, they may not pack a houseful of furniture, but they do bring thousands of dollars’ worth of electronics,...

What Happens if You Get Hurt on Vacation?

Ah… the allure of vacation. A time to relax, recharge, and enjoy the fruits of your labor. Unfortunately, accidents can happen anywhere: a twisted...

Top 5 Myths about Umbrella Insurance—Busted

Umbrella insurance is one of the most misunderstood types of personal insurance, and because of that, many people skip it entirely. But the truth...

Does Your Health Insurance Cover Nutrition Counseling?

Good nutrition is foundational to overall health. Yet, for years, visits with registered dietitians were treated as out-of-pocket luxuries. That’s...

Does Your Insurer Track Your Driving with a Device? What to Know Before You Opt In

In the age of smart technology, it's no surprise that car insurance has gone digital. More insurers now offer tracking devices or mobile apps that...

Health Insurance for Self-Employed Professionals: What Are Your Options?

If you're self-employed, you already wear a lot of hats: CEO, accountant, marketer, and everything in between. One of the biggest responsibilities...

Your College Student Is Off to School—Is Their Stuff Covered?

Watching your child pack up for college is an emotional milestone. You’ve helped them pick classes, shop for dorm essentials, and maybe even taught...

What to Do If You Get a Surprise Medical Bill

Susan scheduled what she thought would be a routine outpatient procedure, an endoscopy recommended by her doctor. She confirmed the hospital was...

Home Renovation? Here's When to Notify Your Insurance Agent

Planning a home renovation can be exciting, from expanding your kitchen to adding a backyard pool or finishing the basement. But while you're...

Coverage for College Students: Are They Still Protected Under Your Plan?

As a parent, sending your child off to college means you're already thinking about tuition, dorms, textbooks, and meal plans. But what about their...

Does Your Car Insurance Cover Riots, Vandalism, or Civil Unrest?

In today’s world, civil unrest and large-scale demonstrations occasionally escalate into property damage. If your vehicle is damaged during a riot,...

Does Your Health Insurance Cover Mental Health Services?

Mental health is no longer a fringe topic in health care; it’s front and center. With rising awareness and demand for services, more people are...

Will Insurance Cover a Contractor or Handyman Injury on Your Property

Inviting a contractor or handyman onto your property seems straightforward. You need a job done and they’re there to do it. But what happens if...

What Happens If I Outlive My Term Life Insurance Policy

Term life insurance is one of the most cost-effective ways to financially protect your loved ones during your working years. It offers a guaranteed...

Flexible Spending Accounts: A Smart Tool to Save on Health and Dependent Care Costs

When it comes to managing your out-of-pocket health care and dependent care expenses, you may be overlooking one of the most effective tools...

Why Some Doctors Prefer Patients with Medicare Supplement Plans

As more Americans age into Medicare, the choices between Medicare Advantage and Medicare Supplement (Medigap) plans have become increasingly...

Beat the Heat: Smart Ways to Stay Cool All Summer Long

When summer temperatures soar, staying cool isn’t just about comfort; it’s about staying safe. Heat exhaustion and heat stroke are real concerns...

Walk First, Wander Later: The Travel Hack You’ll Wish You’d Known Sooner

When it comes to traveling, most of us fall into one of two categories: plan everything minute-by-minute, or just wing it. But what if there is a...

Are E-Bikes Considered Motorized Vehicles for Insurance or Registration?

I don’t know about you, but when I see an electric bicycle (also known as an e-bike), I often wonder at what point it should be treated more like a...

Key Man Insurance Explained: Coverage, Structure, and Tax Implications

Every business has that one person, or maybe even a few, whose knowledge, relationships, or leadership is critical to daily operations and...

Understanding Term Life Insurance Convertibility: Your Future Self May Thank You

Term life insurance is one of the most popular and affordable ways to financially protect your family. It provides coverage for a specific period,...

Rip Tides: What They Are, How to Spot Them, and What to Do If You're Caught in One

Whether you live near the coast or plan to visit the beach this summer, understanding rip tides is important for you and your family’s safety. Rip...

When the Wind Blows: What Happens If Your Tree Falls on a Neighbor’s House?

It was a quiet Sunday afternoon when the storm rolled in. Winds picked up, the sky darkened, and within minutes, the towering oak in Jason's...

Boat Insurance Basics: Why Proper Coverage Is a Must for Every Boat Owner

Owning a boat is the ultimate symbol of summer freedom, made up of sunny weekends on the water, family fishing trips, or leisurely cruises at...

Understanding Roadside Assistance: Is It Worth the Extra Premium?

Picture this: you’re driving on a weekend road trip when, suddenly, your car breaks down on the side of the highway. It’s moments like these when...

The Benefits of Visiting Your Farmers Market this Summer

Farmers markets are popping up in towns and cities nationwide as spring rolls into summer. Strolling through rows of colorful fruits, crisp...

Carpooling to Sports Events this Summer? Make Sure Your Insurance is on Board

With summer here, weekend sports tournaments and summer camps are in full swing. For many parents, that means shuttling not just their own...

Concierge Medical Care: A New Way To Better Health

Imagine having your doctor just a phone call away, same-day appointments without the wait, and longer, more personalized visits. This isn’t a dream...

Safe Travels: How to Prepare Your Family for an International Vacation

Are you looking forward to traveling abroad this summer, taking a cruise to the Caribbean, or simply visiting our neighbor nations to the north or...

Ocean, Lakes, and Pools, Oh My! Tips for a Safe Summer Around Water

There’s nothing like cooling off with a swim on a hot summer day. But whether you’re headed to the backyard pool, a quiet lake, or the open ocean,...

Understanding the EOB: What Is It and Why Should You Care?

If you’ve ever used your health insurance for a doctor’s visit, test, or procedure, chances are you’ve received something in the mail, your email...

Why Your Dentist Might Be Your Most Important Healthcare Provider

Let’s be honest, few people look forward to visiting the dentist. The chair reclines a little too far back, the suction tube makes weird noises,...

When Life Happens: Building a Family Emergency Plan that Actually Works

Emergencies don’t wait for a convenient moment—and when they strike, the last thing you want is to feel unprepared. Whether it's a hurricane,...

Big Brother in the Dashboard: The Truth about Telematics Devices

Over the past decade, telematics has quietly reshaped auto insurance. Once reserved for fleet management and commercial trucking,...

Would You Bet $7,000 on Your Health This Year?

When it comes to health insurance, High Deductible Health Plans (HDHPs) often stand out for one big reason: lower monthly premiums. But are HDHPs...

Hidden Protection: Homeowners Coverage You May Not Know You Need

Most homeowners understand the basics of their insurance policy—coverage for fire, theft, and liability. However, standard policies often leave...

Term Insurance: A Smart Way to Secure Your Family’s Future

When you say "I do" or welcome a child into your life, your financial responsibilities fundamentally change. Someone else now depends on your...

The Ultimate Spring Bucket List: Fun Activities to Enjoy the Season

Spring brings renewal and the perfect opportunity to break free from winter routines. Did you know that spending just 20 minutes outdoors...

Protecting Your Furry Friend and Your Wallet

Those puppy eyes and kitten purrs have captured your heart—but your furry companion could unexpectedly capture a significant portion of your...

Spring into Wellness: How to Boost Your Health and Energy this Season

Spring is here, and it's the ideal time to focus on improving your health and boosting your energy levels. With optimism in the air as the flowers...

Top 5 Common Insurance Myths and the Truth Behind Them

Insurance is meant to give you peace of mind, but misconceptions often cloud the decision-making process. Let’s debunk five common insurance myths...

Understanding Universal Life Insurance: Is It Right for You?

When it comes to life insurance, few products are as misunderstood as Universal Life Insurance (ULI). While it offers flexibility and long-term...

The Importance of Comprehensive Coverage: What It Is and Why You Might Need It

Imagine this: You’re driving down a scenic country road, windows down, music playing, when suddenly—bam! A deer darts out of nowhere and collides...

Breaking Down Home, Auto, and Life Coverage

Home, auto, and life insurance—these are the three essential coverages that form the foundation of financial security for young families. Think of...

Building Success: Exploring Lucrative Opportunities for Aspiring Insurance Agents

For younger professionals, the insurance industry might not seem as enticing as tech or finance. However, the reality is that insurance offers...

How an Independent Insurance Agent can Tailor Coverage to Your Needs

When Emily and her husband, James, bought their dream home in a quiet suburban neighborhood, they felt a deep sense of accomplishment. The house...

Understanding Your Insurance Options

When it comes to insurance, making an informed decision can protect your financial future and provide peace of mind. With so many providers and...

The Benefits of Working with an Independent Agent for Your Home Insurance Needs

When it comes to protecting your home, it is important to work with an agent who represents you, not an insurance company. While many homeowners...

What Factors Impact Your Auto Insurance Premium?

According to the Insurance Information Institute, the average auto insurance premium in the U.S. rose by 15.3% in 2023. Understanding what affects...

The Hidden Benefits of Health Insurance You May Not Be Using

According to a 2023 Kaiser Family Foundation study, 73% of insured Americans don't fully utilize their health insurance benefits, potentially...

Why Independent Insurance Agents Offer More Value Than Big-Name Providers

The world of insurance is anything but simple. While big-name providers might seem convenient, independent agents bring unparalleled value that...

Questions to Ask Before Choosing an Insurance Policy

Whether you are looking to insure your home, automobile, or your life, selecting the right insurance policy is a critical financial decision....

Healthy Habits, Healthier Premiums: How Lifestyle Changes in 2025 Can Impact Insurance Rates

As we ring in 2025, there's never been a better time to align your health goals with your financial well-being. Many Americans are discovering that...

Does Your Policy Cover Winter Storms? Understanding Your Property Insurance in Extreme Weather

Winter storms can wreak havoc on your home, causing thousands of dollars in damage due to a variety of perils - from heavy snow loads to frozen...

How to Tap Into Seasonal Opportunities: Selling Insurance in January

January marks a pivotal time in the insurance sales calendar. As people embrace the fresh start of a new year, they're often inclined to review...

Why Insurance Should Be Part of Your 2025 Resolutions

Making insurance part of your New Year's resolutions might sound strange at first. After all, it's certainly not as common as the typical pledges...

Why Independent Agents Matter More than Ever in 2025

In today's rapidly evolving insurance landscape, independent agents are proving their worth more than ever before. While digital solutions continue...

New Year, New Home? Essential Insurance Tips for First-Time Homebuyers in 2025

Congratulations on taking the exciting step toward homeownership in 2025! As you navigate this milestone, understanding homeowners insurance may be...

Smart Ways to Cut Insurance Costs without Sacrificing Protection

Personal finances can become more challenging as the years go by, and finding ways to reduce expenses without compromising quality is a top...

Year-End Insurance Checklist: Ensure You're Covered for the Year Ahead

As we approach the new year, it's the perfect time to review your insurance coverage to ensure your protection aligns with your current needs. Like...

Navigating the Future: How Emerging Technologies are Reshaping the Insurance Landscape

The insurance industry has never been known as a leader in technological advancements. But, here we are: at critical technological crossroads, with...

The Tail Wagging Truth: Unpacking the Value of Pet Insurance for Your Furry Friends

Our pets are family. However, as many pet owners find out, their healthcare can be just as unpredictable as it is expensive. As the new kid on the...

Life Insurance Myths Debunked: What You Really Need to Know

Have you avoided getting life insurance? Like many others, you may be avoiding purchasing this coverage due to misconceptions - myths that can put...

Why Choosing an Independent Insurance Agent Could Be Your Best Decision Yet

Let's be real – insurance shopping can feel about as exciting as watching paint dry. But what if I told you there's a way to make the process not...

The Rise of Eco-Conscious Insurance: Balancing Profit and Planet

Climate change is reshaping many industries, including insurance. As extreme weather events become more frequent and severe, insurance companies...

Autonomous Vehicles and Insurance: Adapting Policies for the Future of Driving

There is an arms race in the automotive industry among companies whose vision of the automotive landscape is an autonomous one. With vehicles on...

Exploring the Benefits of Whole Life Insurance Beyond Basic Coverage

As an insurance agent, I've seen firsthand how whole life insurance can be so much more than just a traditional safety net. While many people view...

The Critical Role of Life Insurance in a Comprehensive Personal Finance Strategy

In the intricate web of personal finance, life insurance is a fundamental risk management tool that extends far beyond its primary death benefit...

Mastering the Art of Selling

The insurance industry doesn’t have a reputation for being fast-paced. But if you are an agent building a book of business, you know firsthand just...

A Layman's Guide to Choosing the Right Health Insurance Plan

Choosing health insurance can feel like navigating a maze of confusing terms and endless options. After helping thousands of families find the...

Protect Your Castle: Essential Tips for First-Time Homebuyers on Choosing Home Insurance

Over the years, I've seen firsthand how the excitement of buying a first home can sometimes cloud a person’s judgment when it comes to insurance...

Mastering the Art of the Deal: Innovative Sales Techniques in the Insurance Industry

Standing out as an insurance sales professional requires more than just product knowledge and a winning smile in today’s hyper-competitive...

Flu Season Survival Guide

Flu season is upon us, and taking proactive steps to protect your health and well-being is crucial. Here's your survival guide to staying healthy...

Innovative Strategies to Boost Your Insurance Sales in the Digital Age

In today's rapidly evolving marketplace, insurance agents must think creatively when connecting with seasoned clients. Regularly posting on social...

How to Create a Home Inventory for Insurance Claims

When disaster strikes, having a detailed home inventory can make the difference between a fully paid claim and leaving money on the table....

Prioritizing Preventive Care in Your Wellness Journey

Many of us begin to realize we are getting older when happy hour means a good nap. This is why it becomes increasingly important to focus on...

Brown and White Eggs: What’s the Difference?

Have you ever stood in the grocery store staring at egg cartons, wondering if there's a meaningful difference between brown and white eggs? You're...

DIY Disaster Preparedness Kit: Make your own disaster preparedness kit with these essentials to keep your property and family safe

Disasters can strike unexpectedly, leaving your family vulnerable if you are unprepared. According to the Federal Emergency Management Agency...

Essential Skills Every Successful Insurance Agent Needs to Master

The insurance industry is at a pivotal juncture, presenting unprecedented opportunities for new agents. A significant demographic shift is...

Understanding the Different Types of Property Insurance Coverage: Are You Fully Protected?

Property insurance is a crucial component of personal financial planning, yet it's often misunderstood. According to a 2021 insurance survey by the...

Why Supplemental Health Insurance Might Be Worth Considering

As the years go by, our healthcare needs often increase, and so do the associated costs. While many of us rely on traditional health insurance...

Setting Up New Producers for Success

Hiring new producers is perhaps one of the most difficult jobs for agency owners and managers. While there are many markers that may help predict...

The Benefits of Bundling: How Combining Policies Can Save You Money

We've all seen those quirky insurance commercials with talking geckos, overly enthusiastic salespeople, and even time-traveling mascots. While...

Why Insurance Agents Won't be Replaced by AI

Artificial Intelligence (AI) is making waves across every industry, and insurance is no exception. The fear of automation replacing human jobs...

Is there such thing as Hurricane Insurance?

Coastal residents have all felt that pit in their stomachs when hurricane season approaches. The question that often comes to mind is, "How can I...

The Impact of New Technology on Insurance

Remember the 2002 sci-fi thriller "Minority Report," where predictive technology revolutionized law enforcement by reporting crimes before they...

Why Property Insurance Isn't Enough: Essential Property Preparedness Tips Every Homeowner Should Know

Insurance agents often encounter homeowners who believe their property insurance policy is a catch-all safety net. While insurance is undoubtedly...

Healthy Living on a Budget: How Insurance Can Help You Save on Wellness Expenses

Life moves fast, and maintaining a healthy lifestyle can sometimes feel like a luxury. But what if I told you that your insurance could be the key...

Protecting Your Investments: The Role of Insurance in Wealth Management

In today's uncertain world, building and preserving wealth requires more than just smart investments. Insurance plays a crucial role in protecting...

Understanding Co-Pays vs. Coinsurance: Making Sense of Your Health Insurance Costs

Navigating the world of health insurance can often feel like looking into the Matrix. To help, I want to discuss two terms that frequently cause...

Rising Temperatures, Rising Risks: How Climate Change Affects Property Insurance

Our planet continues to warm, and the impact of climate change is becoming increasingly apparent in various aspects of our lives. One area where...

Insurance Myth Busters: Debunking Common Misconceptions about Coverage

In the complex world of insurance, myths and misconceptions can lead to costly mistakes. Today, we’ll shed some light on four of the most common...

Pool and Liability Insurance: Staying Safe and Protected around the Water

Owning a pool can be a wonderful way to relax and enjoy the summer months. However, it's important to remember that pools also come with...

Understanding Your Health Insurance Deductible: Tips for Making the Most of Your Coverage

Health insurance is a complex financial tool. When applied properly, it provides a valuable safety net for your financial well-being. At the heart...

The Evolution of Insurance: Trends and Innovations Shaping the Industry

I've witnessed firsthand the remarkable transformation of the insurance industry over the years. Today, I'd like to share some exciting trends and...

Fire Safety Awareness: Mitigating Risks and Ensuring Adequate Coverage

The National Fire Protection Association reports that adults aged 65 and over face a 2.5 times higher risk of dying in a fire compared to the...

Healthy Habits for the Summer: Tips for Utilizing Your Health Insurance Benefits

As the temperature rises and days grow longer, summer presents the perfect opportunity to focus on your health and well-being. Many of us overlook...

The Future of Work

How remote work is changing job dynamics and tips for working from home effectively The work landscape is rapidly evolving, but remote work remains...

Emergency Preparedness: How Insurance Can Provide Peace of Mind During Crises

“The world is so unpredictable. Things happen suddenly, unexpectedly. We want to feel we are in control of our own existence. In some ways we are,...

Scenarios that can lead to a voided Property Insurance policy

As a homeowner, you've taken the responsible step of securing property insurance to protect your investment. However, did you know that specific...

Managing Chronic Conditions: How Health Insurance Can Help You Stay Healthy All Year Round

Did you know that according to the CDC, 6 in 10 adults are living with a chronic illness? Living with a chronic condition can be challenging, but...

Navigating Insurance Renewals: Tips for Reviewing Your Policies

Insurance policies form a crucial safety net in our lives, protecting our health, homes, and financial well-being. Yet many of us treat policy...

Summer Safety Tips: Protecting Your Property and Liability Risks

Sunshine, vacations, and afternoons spent grilling in the backyard - summer is finally here! But along with the warm weather comes a set of risks...

The Importance of Preventive Care Coverage: How Your Health Insurance can Save You Money in the Long Run

Let's face it, we're not the best at prioritizing preventive healthcare. A whopping **one-third of adults** in the US skip recommended preventive...

Easy & Creative Ideas to Refresh Your Home for Summer

Warmer days, longer evenings, and a renewed sense of energy mean summer is upon us. It is also the perfect time to shake off the winter blues and...

Revamping Your Home? You May Need to Revamp Your Coverage

Are you dreaming of a kitchen that inspires culinary masterpieces? Or a bathroom that transforms your morning routine into a spa-like experience?...

Health Insurance 101: A Guide for Recent Graduates

Graduation is an exciting milestone that marks the beginning of a new chapter, usually entering the workforce. As you wade into the job market,...

How Milestones Can Affect Your Coverage Needs

Hair metal bands were just emerging as part of the latest music genre in 1981, the year Jeff graduated. Fresh out of college, Jeff was brimming...

Safeguard Your Medicare Number: A Guide to Avoiding Fraud and Protecting Your Benefits

Medicare numbers are our gateway to vital healthcare services. But just like your Social Security number, they're confidential and require us to...

Thinking of Renting Out Your Property? Consider These Liability Risks First

Are you considering turning your spare room, vacation condo, or even your entire house into a source of income? Renting your property through...

How to Fall Back Asleep After Waking in the Middle of the Night

There's nothing quite like the frustration of waking up in the middle of the night, feeling wide awake while the rest of the world slumbers...

Demystifying Mortgage Rates

So, you're considering a home purchase or a refinance – fantastic! But have you ever wondered how such seemingly small differences in mortgage...

Embrace Strong Bones: Tips for Lifelong Health

If you are an avid yoga practitioner, you may have heard the phrase, “The spine is the highway to the infinite.” About 100 years ago, yogi...

How to Improve the Air Quality in Your Home

Did you know that the Environmental Protection Agency (EPA) has reported that indoor air pollution can be two to five times more concentrated than...

Should I Buy a Second Home?

Beachside Bliss or Budget Bungle? Unveiling the Hidden Costs of Your Second Dream Home Remember Tom Hanks in "The Money Pit?" His idyllic bargain...

How to Avoid Muscle Loss as You Age

Let's face it, after 50, birthdays seem to come a little faster, and the mirror might not always reflect the youthfulness we feel inside. But, one...

Tech-Enhanced Property Preparedness

Remember the days of bulky flip phones and waiting an eternity for a dial-up connection? It seems like ages ago when we last heard the whine and...

Art of Mindful Eating: Transform Your Meals, Transform Your Life

Imagine this: you're on vacation, finally unwinding on a pristine beach. Crystal-clear waves lap at the shore, and a gentle breeze carries the...

Fueling Your Mind with Brain-Boosting Foods

Do you ever feel like your memory isn't quite as sharp as it used to be? You're not alone. As we age, it's natural to experience some decline in...

Protecting Your Family's Financial Future

Life can and will throw curveballs at you, and sometimes those curves can hit our wallets. But when you plan ahead, you can ensure that your family...

5 Simple Ways to Boost Your Immune System (and 1 unusual way)

Research suggests that people who prioritize healthy habits to support their immune systems will experience an average of eight healthy years of...

Embracing Our Roles: Renewing Our Commitment to Sustainable Living

We've all heard the mantras: "Go green!" "Reduce your carbon footprint!" But sometimes, these global calls to action can feel overwhelming. Where...

Tips for a Stress-Free Tax Season Experience

As tax season rolls around, do you find yourself scrambling to find receipts at the last minute or digging up old forms to remember what you’ve...

Spring fitness ideas

Spring is a season of renewal and growth, which means it's the perfect time to incorporate some fresh ideas into your fitness routine. As the...

Inspirational women who make the world a better place

The world is filled with incredible women who use their voices, talents, and unwavering determination to make a positive impact. From advocating...

Creating a Positive Start to Your Day

The first moments of your day set the tone for the hours that follow. As author F. Scott Fitzgerald aptly observed, "You are not what you think you...

Spring Forward: Adjusting Your Routine for Daylight Saving Time

As we approach spring, it's time to prepare for the annual shift in daylight saving time (DST). This year, clocks spring forward by one hour at...

Gratitude - Key to a Positive Mindset

Life brings incredible experiences, but also its fair share of challenges. Maintaining a positive outlook can sometimes feel like climbing a...

Adopting a Holistic Wellness Approach to a Healthier You

When it comes to health maintenance, images of salads and gym memberships most likely come to mind. Holistic wellness, however, goes much deeper by...

Smart Home Technology: How it Affects Your Property Insurance

Technology is transforming our homes, and property insurance is taking notice. By 2025, 77.3% of US homes will have at least one smart device,...

3 Common Sense Things People Should Know

One would think that certain things should go without saying. For example, knowing not to shove a fork in a hot toaster is hopefully somewhat...

Exploring Superfoods: Nutrient-Packed Ingredients for a Healthy Diet

Goju berries, camu camu, and noni juice, oh my! The term "superfood" often conjures images of acai bowls and spirulina smoothies, a kaleidoscope of...

Unraveling the Mystery of the Extra Day

For over 400 years, most of the world has used the Gregorian calendar. Implemented as a modification of the Julian calendar by Pope Gregory XIII,...

Digital Detox: A Healthy You in a Hyperconnected World

Remember the world before smartphones buzzed in our pockets and laptops glowed on every countertop? It wasn't so long ago, and while technology has...

Financial Fitness in 2024: Budgeting and Saving Tips

Let's face it: our financial concerns are slightly different than they were in our 20s. Retirement looms, healthcare costs creep up, and those...

Three Joyful Habits for a Healthier You in 2024

Ah, a new year. This is the time of resolutions, gym memberships, and a collective sigh as we vow to ditch the holiday pounds and become "New Year,...

New Year's Resolutions: Staying Committed Year Round

Within the lyrics of Auld Lang Syne, the timeless song often sung just after the stroke of midnight on New Year’s Eve, we raise our glasses to...

The Magic of Christmas Traditions

When chestnuts are roasting and Jack Frost is nipping at your nose, you know the holiday season is upon us. Perhaps your family doesn’t roast tree...

Staying Healthy During the Winter Months!

As winter’s grip strengthens and the season presents unique challenges to our health, maintaining our well-being becomes more important. There are...

How to be a Time Management Whiz During this Busy Season

The holiday season is a time for joy, family, and celebration. But for many of us, it's also a time of immense stress. Between shopping, cooking,...

Self-care tips for December

As the winter wind chills the air and colorful lights brighten our days, December invites us to embrace festivity and reflection. Amid the joyful...

How to stay organized during the holidays

Staying Organized During the Holidays The holiday season, with its sparkling lights and festive cheer, also brings along a whirlwind of tasks and...

Mastering the Mind: Techniques for Better Memory and Cognitive Function

Ah, the marvelous workings of the human mind – where memories are crafted and cognitive functions dance. If you're in the wise age group of 50 and...

The Art of Productive Procrastination: How to Make the Most of Downtime

Mark Twain once said, "The best way to get something done is to begin by doing something else." If that's not the battle cry of productive...

Eating for Energy: Foods that Boost Your Stamina and Productivity

We all encounter days when the weather feels a bit gloomy and our energy levels could use a lift. So today, we're here to share a secret with you –...

How to enjoy and celebrate chilly, gloomy days

As the autumn leaves begin their graceful descent and the air gets a bit nippy, it's undeniable that chilly, gloomy days are part of the seasonal...

Thriving in Your Golden Years: Strategies for Aging Gracefully and Vibrantly

Aging gracefully and vibrantly is a goal we can all aspire to, regardless of age. It's about embracing life's later chapters enthusiastically and...

Best Dog Breeds that Suit Your Needs

Dogs are more than pets; they're loyal companions who offer love, laughter, and a sense of purpose. Choosing the right dog breed for your needs...

Reduce Stress: Develop Patience

Diana used to become agitated over the simplest things; even standing in line at the grocery store caused her frustration. And then there was John,...

DIY Delights: Creative Projects for Seniors

By choosing the right project and embracing the joy of crafting, you will embark on a fulfilling journey of creativity and self-discovery....

Coping with Seasonal Affective Disorder (SAD)

As the seasons change and the days grow shorter, some people face a condition called Seasonal Affective Disorder (SAD). According to the National...

Long-term Health Benefits of Physical Activity

While it's common knowledge that physical activity benefits our health, have you ever considered its profound, long-term advantages? Some of the...

10 most dangerous items you might have in your home

Your home is supposed to be a safe haven, but can also be full of hidden dangers. Many everyday household items can pose a serious risk to your...

How to Trim Down Hidden Costs of Flying

Flying offers the allure of exploration and adventure. In fact, according to the Bureau of Transportation Statistics, U.S. airlines carried a...

Best foods for hydration

Maintaining proper hydration is a cornerstone of good health, and its importance grows as we age. A 2015 study published in Age and Ageing found...

How to Experience Positive Aging (8 Tips)

Is it possible to embrace the beauty of aging with open arms? Sounds fanciful, but it can be done by shifting the narrative and exploring the...

How to Improve Your Health: The 5 Main Aspects of Wellness

In the whirlwind of life, finding the right balance can often feel like an elusive goal. But achieving harmony across various aspects of your life...

How much should you actually have in savings?

The amount of available information related to financial decision-making is overwhelming. Determining how much you should actually have in savings...

Are you underinsured for your circumstances?

As we journey through life, our insurance needs evolve, especially as we reach age 55 and beyond. One crucial policy is life insurance, which...

How to Build Sustainable Wealth

Wealth is not about having a lot of money but having a lot of options. Even though accumulating wealth involves saving money, most of us are after...

How to Maintain Our Body

Aging is an inescapable facet of the human experience. However, our response to aging does not need to be a passive surrender to its effects. As we...

Enhancing Resilience as We Age

Resilience, as defined by the American Psychological Association, is the ability to adapt well in the face of adversity, trauma, or significant...

The Body After 60: Overcoming Barriers to Exercise

While we often associate exercise with physical gains, it's important to recognize the remarkable impact it can have on mental and emotional...

The best herbs to grow for beginners

Do you dream of crafting your very own indoor garden, but find yourself overwhelmed by all the information that’s out there? Don’t fret, as today...

Foods you had no idea you could freeze

Did you know that our ancestors utilized freezing as a preservation method thousands of years ago? That’s right. Freezing food isn’t a modern...

Is celebrating your 100th birthday no longer a dream?

What are the odds of living to 100? They may be greater than you think. As technology progresses, so does the opportunity to extend our lives so we...

Medicare and Medicaid: Dual eligibility

As you approach the Medicare age of 65, you may be wondering about the healthcare choices available to you. For individuals on a fixed income and...

Summer Workouts for Your Dose of Vitamin D

It was at Eric Clapton’s house in 1969, when George Harrison wrote “Here Comes the Sun.” The now-famous song is a happy tune that puts a little pep...

What’s Keeping You from Losing Weight?

Losing weight can become an increasing challenge as we age, especially during or nearing retirement. There are many factors that come into play,...

Music and Your Wellbeing

Do you remember the joy of listening to music when you were a kid? Maybe you had a favorite song that you would sing along to, or a cassette tape...

Your NEW Social Security Statement

More than 65 million Americans receive Social Security benefits, with over 175 million workers paying into the system. With the new Social Security...

Are You Emotionally Ready for Retirement?

Retirement is a pretty big deal. It can be an exciting time, but it can also be a bit overwhelming. Many of us spend most of our working years...

How to Dispose of Unused Medications

The most common reason medications go unused is due to expiration. This may not surprise you, but it may be shocking to learn that a whopping 85%...

Smart Home Systems: Promoting a Comfortable Environment for Seniors

As we journey through life, our needs change. This is especially true as we enter our golden years. Fortunately, recent changes in technology are...

Aging and Our Body’s Ability to Heal Itself

Our bodies are constantly changing as we age, affecting our overall health and well-being. The changes can be physical, emotional, and/or...

Keeping Health Insurance After a Layoff

Losing your job can be a difficult and stressful time. As the federal government continues its pursuit of keeping inflation at bay, it is expected...

What is Credit Health Insurance?

As a country, we love to buy things on credit. From automobiles to appliances, laptops to lawnmowers, Americans use an exorbitant amount of credit....

Waking Up to the Impact of Insomnia

Did you know that according to the American Academy of Sleep Medicine, approximately 30% of adults in the United States suffer from insomnia? Of...

How Life Insurance Benefits Women

Did you know there is a gender gap when it comes to life insurance? A recent survey by Forbes revealed that 22% of women do not have any life...

What experts say about raising the retirement age

The social security piggy bank is running low, at least according to lawmakers who are looking for ways to shore up the program’s trust funds. Once...

Coverage for healthcare treatment denied? Here's what you can do.

Navigating the insurance world can be tricky, especially when you're faced with a denial of coverage for your medical treatment. While a denied...

How are the proceeds of a life settlement taxed?

Life settlements have been gaining popularity recently, but many people don't know how they are taxed. Today we explore what a life settlement is,...

Sharing the Road with Cyclists

There are over 47 million cyclists in the United States. Unfortunately, accidents involving automobiles and cyclists have become all too common. In...

Buying Life Insurance for an Elderly Parent?

When an elderly parent relies on their adult children for support, the costs of medical bills, in-home or assisted-living care, and final expenses...

Does Uber Insurance Cover Passengers?

Auto insurance is one of the most critical policies you will ever own. This is especially true for Uber drivers, who not only need to ensure they...

Living Your Best Life After 60

Turning 60 typically marks a new chapter in one's life. It's a time to reassess your goals, focus on what brings you joy, and make the most of the...

Buying Health Insurance: A Millennial’s Guide

One of the most important, yet complex products you will purchase as an adult is health insurance. But with a nearly endless list of options,...

Self-Love Ideas for Valentine’s Day

Valentine's Day is a time to celebrate relationships with significant others. But it's also important to remember to love and celebrate yourself....

Life Without Clutter

With an empty nest and retirement just around the corner, you might consider downsizing your home. Preparing for your next move and downsizing...

Set Yourself Up for Success with Your Fitness Routine

Starting a fitness program can be a great way to improve your physical and mental well-being, but it’s also easy to fall off track. Here are some...

Winter Hydration – Do I Need It?

We all know it's essential to stay hydrated during the summer months. But did you know it's just as important to keep hydrated during the winter?...

I’m 60+; Do I Need Life Insurance?

Well, it’s official: we're all getting older. We may have thought we were invincible in our youth, but the reality is that we're all going to kick...

Why Do I Keep Breaking My New Year's Resolutions?

The concept of New Year's resolutions dates back to ancient times. The ancient Babylonians are credited with being the first to make New Year's...

Closing Out the Year with a Smile!

It was Pope George XIII that declared New Year’s Day an official day of celebration in 1582. Early festivities included yelling, hollering, and...

How to Enjoy a Long Layover

For many travelers, the last thing they want to endure is a long layover before continuing to their next destination. But with a bit of planning...

6 Cold Weather Safety Tips

It's that time of year again - the cold weather is here! Unfortunately, though cold weather offers many fun seasonal activities, it can also be...

How Social Security Cost-of-Living Adjustments Affect Your Taxes

Social security benefits are poised to increase more than in the past 40 years. The cost-of-living adjustment (COLA) will be a whopping 8.7% for...

10 Tips for Managing Cholesterol Levels

Have you been told you need to manage your cholesterol levels? If so, you're not alone. According to the Centers for Disease Control (CDC), almost...

How Much Life Insurance Do You Need Right Now?

You know that you need life insurance, but are you sitting in front of your computer wondering how much you need? If so, you're not alone. There...

Should You Insure Your Gifts?

Gifts are special, as they can mean so much to the person receiving them. But what if something goes wrong with the present? It can be an...

3 Top Tips for Better Posture

Proper posture is a must for people of all ages. The benefits of good posture are well documented and include increased confidence, easier...

Building Bone Density for Seniors

Healthy and strong bones serve two essential purposes. First, they support our bodies so we can walk, move, and perform all the wonderful...

3 Top Habits that Lead to a Happy Life After Retirement

If you're like most retirees, you've dreamed of a life of leisure and relaxation post career life. But even after years of planning and saving,...

Everything You Need to Know When Retiring Under 65

When it comes to retiring early, everything you need to know boils down to two things: time and money. In this short article, we cannot address...

7 Benefits of Slow Travel

Slow travel means different things to different people. However, it is an alternate approach to what most travelers strive to accomplish during a...

Utilizing Medicare Preventative Services

According to a recent study, two-thirds of beneficiaries are underutilizing Medicare’s preventative services. Are you one of them? Before 2011,...

The Harsh Reality of Credit Card Fees

Credit card fees are a fact of life, and unless you're planning on never using your cards, you'll have to accept them. But the reality of credit...

Keeping Your Health Insurance Affordable

The cost of medical care continues to increase at a rapid pace. Learning how to manage your out-of-pocket healthcare costs is essential. One of the...

7 Tips to Weather Challenging Periods in Your Life

Life can be tough sometimes, and it can feel like nothing is going your way. But don't worry – there are ways to overcome challenging periods in...

What is a Variable Annuity? 4 Key Details You Should Know

If you're thinking of annuities as a retirement plan option, or are just curious about them, you'll want to continue reading. Below, we'll explain...

4 of the Best Ways to Stay Healthy this Summer

Summertime is the perfect chance to go outside and get healthy. Between outdoor activities in the sun to cooking healthy meals, let's look at 4 of...

How to Prevent Sun Damage to Your Eyes

It is imperative that we all take precautions to prevent sun damage to our eyes. Doing so can substantially reduce the risk of developing eye...

3 Tips for Safer Grilling

The smell of a summertime barbeque is one most Americans long for after a cold, dark winter. Cooking over charcoal, wood, or even on the latest...

When the Sun is NOT Your Friend (What You Need to Know about Sun Exposure)

When you're over the age of 50, lying in the sun can be a relaxing experience. The warmth can calm you, easing aches and pains. However, the sun...

Tips to Avoid Stress Eating

We all experience stress in our lives, especially as adults. And when we become stressed, we naturally seek ways to relieve the anxiety and...

Common Exercise Pains – How to Work Past Them and When to Call for Help

In physical fitness, pain can be a signal that something's wrong with your body and may have nothing to do with your actions. For example, if you...

Signs Your Identity Has Been Stolen (and what to do about it)

In the U.S., a person's identity is stolen every two seconds. A thief might use your personal information to open new credit accounts, enter a cell...

How Does Inflation Affect Life Insurance?

Supply and demand drive our economy. But when these two variables become misaligned, something must give. Inflation will likely follow if the...

Know the Benefits of Walking

We know exercise is inherently good for us. But you don’t have to be a professional bodybuilder or Olympic athlete to reap the benefits of...

Do Brain Food Supplements Really Work?

Humans are living longer. Life expectancy reached nearly 79 years old in 2014. This represents a 13% increase from 1959, when US citizens were...

Dream All-Inclusive Trips to Escape the Cold

When the weather outside is frightful, it may be time to plan an all-inclusive trip to a warm and wonderful location. All-inclusive trips are a...

How to Get Health Insurance if You’re a Freelancer

It does not matter if you earn income from a side hustle or as a full-time freelancer. If you are not working for a company that provides health...

Safety Tips for Driving in Winter

When then the leaves drop and the snow falls, the risks to winter drivers increases. Lowered visibility, snow drifts, and black ice are just a few...

Ways to Locate a Lost Life Insurance Policy

Life insurance is one of the most economical ways to protect your family, reduce estate taxes, or fund charitable giving bequests. However, since...

Critical Times in Life that You Need Life Insurance

Thinking about our own mortality is rarely a pleasant experience. However, there are moments in your life when contemplating the inevitable becomes...

Giving and Forgiving

Researchers are learning many more of our physical ills are psychosomatically induced than first thought. In other words, much of the physical pain...

Why Buy Life Insurance on Children

When you become a parent, at some point you will be solicited to purchase life insurance on your children. But should you? Before you consider...

Things We Are Grateful for This Year

There is no denying it. The last couple of years have been difficult for everyone. A global pandemic has gripped the globe, politics have become...

How to Host a Successful Virtual Holiday Party

This year, many families are still celebrating the holidays apart, but that doesn't mean your virtual gathering can't be memorable! You can gather...

What to Avoid When Switching to Medicare from the Public Health Exchange

If you have health insurance coverage through the Public Health Exchange, you must switch to Medicare when you approach 65. However, there are some...

Is One of These Factors Keeping You from Seeking Life Insurance?

For over 200 years, life insurance has protected families from the untimely passing of a loved one. And for just as long, many individuals have...

Ben Franklin: Father of Modern Insurance

As one of the preeminent founding fathers of the United States, Benjamin Franklin has been heralded with many great achievements. A few of his...

Who Invented Insurance Anyway?

In the year 1666, the Great Fire of London destroyed over 30,000 homes. Shortly thereafter, modern insurance as we know it was born with an upstart...

Common Senior Micronutrient Deficiencies

Maintaining a healthy diet is difficult for anyone. However, as we age, our appetites decline along with our activity levels. This often makes it...

The Art of Aging Well

Oscar Wilde opined that “life imitates art far more than art imitates life” in his essay The Decay of Lying. His idea is that we, as humans, are...

Insure What? Celebrity Body Parts Insured

Insurance is a financial instrument to protect valuable assets. For most people, this means purchasing policies to cover such assets such as a home...

Using HSAs In Your Retirement Planning

Health savings accounts (HSA) can be a powerful tool when incorporated into your retirement planning. Too often HSAs are only considered for...

6 Strange Insurance Policies You Can Buy

Practically anything is insurable – for a price. But whether an insurance company is willing to go through the hassle of drawing up an insurance...

How Valuable Is Cash Value Life Insurance?

On the surface, life insurance is a very simple concept. When someone passes away, an insurance company pays a lump sum to their beneficiaries. But...

Mistakes You can Make When Exercising at Home

Working out at home definitely has its advantages. You save time traveling to the gym, save the cost of a gym membership, have more privacy, and...

Why You Should Never Lie to the Underwriter

Insurance premiums are based on the risk someone poses to an insurance company. The higher risk you are, the higher the premium an insurer may...

Forget Salad Recipes, Try a Salad “Matrix”

Does anything scream “I’m on a diet” more than eating a salad for lunch? Probably not. While salads are innately healthy, too many of us have been...

Mortgages Dissected: Details to Know

Whether you are a first-time homebuyer or looking to refinance, the mechanics of a mortgage are often a mystery. We break down mortgage basics in...

Will My Life Insurance Policy Cover Me If Something Happens While Traveling?

When applying for a life insurance policy, you will be asked to answer numerous questions. Each question is designed to provide underwriters the...

5 Most Common Estate Planning Mistakes

The human brain is quite remarkable. As a protective measure, it shields us from contemplating our own mortality. The brain simply does not accept...

I’ve Been Denied a Life Insurance Policy. Now What?

So, you finally went ahead and applied for that life insurance policy your significant other has been bugging you about for the better part of your...

Bucket List Ideas and Why It’s Important

In the 2007 Rob Reiner film The Bucket List, Jack Nicholson’s character Edward quips “We live, we die, and the wheels on the bus go round and...

Insurance Coverage All Small Business Owners Must Consider

When it comes to insurance, one size certainly does not fit all. This couldn’t be truer when reviewing the insurance needs of small businesses. It...

Getting Fit Before the Medical Exam

So, that medical exam you scheduled a while ago is now just a few days away. Like most tests, we want to perform at our very best. And just as we...

The Basics of Insurance APIs

The term “milestone” is certainly appropriate when thinking about retirement. After all, saving and preparing ourselves for retirement is...

Don’t Lose Non-Refundable Down Payments with Travel Insurance

Planning for that well-deserved vacation can be exciting – and expensive. Travel insurance can provide assurances your hard-earned money will not...

8 Gas Savings Tips During Summer

If it seems like gas prices go up every summer, you’d be correct. According to the U.S. Energy Information Administration (EIA), fuel prices rise...

Keeping Your Landscaping Lush Under the Hot Summer Sun

Whether you have a green thumb or not, having a luscious lawn with perfect pops of color can make you the envy of the neighborhood. But as...

How to Stay Hydrated During the Summer Season

Dehydration affects millions of Americans. It is estimated nearly 75% of us are chronically dehydrated which frequently results in hospital visits....

Safety Tips for Outdoor Barbecues

If there was an official smell of summer, it would be the American grill. Whether you fancy charcoal, propane, or wood burning grills, firing up...

What You Don’t Know About Senior Fitness

Are you one of the 75% of American seniors who do not exercise regularly? For many seniors, there are several perceived barriers preventing them...

Should You Pay Off Debt or Save For Retirement?

Throughout our lives we are constantly striving to find balance. Financially, most of us found ourselves teetering between growing our assets and...

The Last Guide to Chair Yoga You’ll Ever Need

No matter what age or skill level you are, yoga can provide both physical and mental benefits. Chair yoga simply modifies traditional yoga...

Smart Things to Consider When Buying a House

When it comes to buying a home, there are some key considerations to keep in mind. While buying a home is one of the most exciting, and emotional...

Sleep Care is the New Self-Care

Everywhere you turn there is a new self-care trend. A new cream to smooth wrinkles, dietary supplements to improve digestion, workout regiments to...

Tips for Making Dinnertime Special

Does your family treat dinnertime as just another task on an ever-growing to-do list? For many families across the country, dinner has become just...

7 Ways to Improve the Quality of Life of Seniors You Care About

smiling senior couple walking with golden retriever dog in park Quality of life is defined by an individual’s physical, mental, and emotional state...

Pool Safety Tips

Summer is here and the swimsuits are out! Nothing beats sitting next to a cool pool on a hot summer day with friends and family. And while swimming...

Ways to Get the Best Health Care

Our health care system provides some of the best health care in the world. However, ensuring you receive the best care at the most affordable cost...

Flood Insurance 101

Did you know FEMA estimates just one (1) inch of flooding can cause more than $25,000 in damage? But not everyone has the same risk of flooding....

Adapt Your Home for Safe Mobility

As you age, your needs change dramatically. These changes can affect everything from the frequency with which you drive, to the interior design of...

Understanding Hurricane Deductibles

Hurricane insurance is an essential part of homeowner’s policies in places like Florida that can be affected by hurricanes each year. While not a...

Why Gardening is Good for Your Health

Gardens have been used in therapy at hospitals for thousands of years. In the early to mid-1800’s, Florence Nightingale, considered to be the...

Best Nutrition Apps

Your smartphone is a valuable tool that can help you track calories, monitor your intake, and follow a diet targeted to your specific needs. Eating...

Back to Work: How Businesses Are Trying to Make Workers Feel Safe

As people continue to receive their COVID-19 vaccines, restrictions are easing, and more workers are returning to the office. But there is still a...

Reducing Stress Through Music

Music is one of life’s greatest joys, and it has amazing health benefits too! Whether you are playing an instrument or appreciating your favorite...

How to Live Without Regrets

Regret is unavoidable in life, but that does not mean you are forced to carry it forever. There are lessons to be learned from our greatest...

Power Foods that Lift the Spirit

Need a pick-me-up? Consider eating one of these power foods. They are packed with vitamins and nutrients that are scientifically proven to improve...

Company Health Insurance vs Individual Insurance

When it comes to health insurance, how do you know you are getting the best deal? If your employer offers health insurance, it might seem natural...

Benefits of Grateful Living

One of the world’s greatest storytellers, Greek fabulist Aesop, may have summed it up best – “gratitude turns what we have into enough.” Being...

Remote Activities You Can Do with Your Grandkids

If there is one thing the pandemic has taught all of us, it is how to use technology to bring us closer together. Before the coronavirus, online...

Post Pandemic Travel Tips

As much as we want to, the year 2020 will not soon be forgotten. But with the one of the most extraordinary years behind us, many are looking...

What are Intangible Assets and What to Do with Them

How do you value a business? Many business owners only contemplate this question when beginning to consider selling their company. Up and until...

Exercises for a Sedentary Lifestyle

As technology marches on, the need for us humans to be physically active diminishes more and more every day. Most individuals no longer received...

Life Insurance for Your Newlywed Child

The wedding of your son or daughter is one of the most memorable times in a parent’s life. Often weeks or months go into the planning of their...

The Home Insurance Claims Process

Any loss occurring in your home can be a traumatic experience. Whether you suffer a loss from theft, damage due to fire, or complete destruction...

Valuable Articles Insurance

If your home suffered a fire or theft, would all your valuable possessions be covered under your home or renter insurance policy? While your home...

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Ways You Can Spend Less on Gas

Increasing gas prices affect everyone. The impact is especially significant for families whose livelihoods are dependent on driving to and from...

Preventing Heart Health Issues

The statistics are sobering. According to the Centers for Disease Control (CDC), heart disease is the leading cause of death in the United States...

What Are Alternatives if LTC isn't Right for You?

Almost 70% of Americans aged 65 or older will require long-term care. This type of care includes non-medical services such as bathing, dressing,...

4 Tips for a Less Stressful Summer

Not all stress is bad. After all, in certain situations, stress can be life-saving. Also known as our “fight-or-flight” response, stress exists as...

Veteran and Medicare Benefits Work Together

The U.S. Department of Veterans Affairs (VA) recommends that veterans with VA health care enroll in Medicare Parts A and B once they become...

5 Things You Need to Get the Best Home Insurance Quote

Many home insurance companies advertise how easy it is to save money on your home insurance policy. But have you ever stopped and thought about how...

What are the Safest States From Natural Disasters?

On the nightly news, a seemingly reoccurring theme is breaking stories about the latest natural disaster. We routinely see wildfires in the west,...

Does a Stay-at-Home Spouse Need Life Insurance?

A stay-at-home spouse is perhaps one of the most under-appreciated persons in our society. However, purchasing life insurance for those who stay at...

How to Choose an In-Home Care Provider for Your Loved One in 5 Steps

Bringing in extra help at home can relieve the stress placed upon you and your family when caring for a loved one. But selecting the right in-home...

Whole or Term Life Insurance

In 1962, the Phoenix Candy Company released the Now and Later bar. Each bar of candy included several individually wrapped taffy squares. The idea...

7 Myths About Your Back Pain

At some point in our lives, 80% of us will experience back pain. It could be an annoying ache or a sudden, stabbing sensation. Either way, living...

Homeowners Insurance: Replacement Cost or Actual Cash Value?

They say you don’t know what you’ve got until it’s gone. This simple phrase can sum up the thoughts and disappointment homeowners have after they...

5 Foods that Will Help Keep Your Mind Healthy

Experts have concluded that environmental, genetic, and lifestyle factors like diet and nutrition cause dementia. In addition, medical conditions...

Why You Should be Grateful for the Year 2020

To say the year 2020 was anything but calamitous would be an immense understatement. We lost great talents with the passing of Kobe Byrant and...

Don’t Throw Away Those Used Coffee Grounds

Estimates show about half of the world’s population drinks coffee regularly. Once the coffee is gone, most people dispose of their coffee grounds...

How to Save on Electricity for Free

Do you cringe every time you open your electric bill? If you are like the millions of homeowners across the country, you likely wonder if there is...

I’m 50 Years Old. Should I Keep My Life Insurance?

Of all our purchases, life insurance is one product we hope we will never have to use. When you were young and saddled with responsibilities, you...

Carbon Monoxide Concerns in the Home

It is has no odor or color; and can be deadly. Carbon monoxide (CO) is a gas produced by the incomplete combustion of fuel. When present in the...

How to Spot Government Imposters

Imposter scams are costing Americans billions of dollars. According to the Federal Trade Commission (FTC), scammers swindled more than $2.3 billion...

Thanksgiving: 4 Contactless Ways to Give Back

This year, 2020, is unlike any other we will likely ever see again in our lifetimes. An unprecedented hurricane season, uncontrolled wildfires, and...

5 Mistakes to Avoid When Buying a Life Insurance Policy

Everybody makes mistakes. Under normal circumstances, we can correct our errors and learn from them. When it comes to life insurance, however, it...

Factors that Affect Health and Life Insurance Coverage

Data drives the insurance industry. How an insurance company balances their exposure to risk with the premiums they collect determines if they...

Happiness Through Healthy Food

If you are anything like me, happy thoughts involving food usually include strawberry filled churros at the fair, cake with vanilla icing on my...

Winterizing the Home

Preparing your home for frigid winter temperatures during the fall is important for homeowners. Many of the steps below can be completed over a...

5 Step Checklist to Choosing a Health Insurance Plan

Health insurance is perhaps one of the most complex types of policies in the marketplace today. There are numerous considerations to be made, from...

When to Drop Collision on Your Auto Insurance

Unless you live in Virginia or New Hampshire, where auto insurance is not required (but definitely recommended), premium payments are a fact of...

5 Creative Spring Décor Ideas

Ah, spring! A time when the Earth awakens from its winter slumber and bursts back to life. Seedlings emerge from the soil, fields of grass turn...

Healthy Recipes for Fall Produce

With autumn comes the fall harvest. A time when a kaleidoscope of color fills our markets with yellow squash, orange pumpkins, and red beets. But...

10 Ways to Maintain Healthy Joints

Joints allow the human body to move in many ways. Joints can provide simple, bilateral movements like the elbow, or more complicated motions such...

Conversation Etiquette: How to Express Your Opinion on Social Media

Opinions are like… belly buttons. Everybody has one. But just because we do does not mean we need, or should, be gushing them all over social...

3 Incredible Healthcare Smart Technologies Coming Your Way

The advances in medicine continue to be amazing. It was just five short years ago 3D visitational and augmented reality took the health care world...

20 Easy Ways to Reduce Fire Hazards

Along with cooler autumn weather comes nights cuddled by a warming fire and more family gatherings in the kitchen. But with more time spent...

Do I Need a Long-Term Care Plan?

As the old saying goes, the only two certainties in life are death and taxes. However, needing long-term care services isn’t too far behind,...

Which Ages Are Important for Retirement Planning

Whether you are retiring tomorrow or in twenty years, it is important to take note of important planning milestones. Understanding when certain...

Senior Diet: To Meat or Not to Meat

The consumption of meat has been a dietary staple for many seniors. It has only been in the past couple of decades; substantial evidence has been...

Starting a Business After 60? Use These 4 Tips for a Head Start

Retirement brings about many new opportunities for retirees to explore. While many individuals look forward finding leisure golfing or tennis,...

How to Take Care of Your Personal Intangible Assets

What cannot be held, touched, or felt but is priceless in value? This question is great to bring up at family gatherings or friendly get-togethers....

New Energy After 60? 4 Ways to Biohack Your Health

What if you could change the environment around and inside you to control your biology and “unlock” more energy? Well, you can! A biohack is...